With a Bachelor’s degree in finance from Tec de Monterrey, self-declared ‘financial artist’ Armando brings creativity to the finance industry by creating innovative solutions. Armando is currently focused on developing technology that improves the risk cycle of lenders. Armando began his career as a finance-oriented entrepreneur by founding FOMAGRO a non-bank institution focus on agribusiness lending. While developing microfinance products for the underbanked in 2011, Facebook was booming and it became obvious to him that microfinance and social networks were linked, so he and his friends founded CREDILIKEME — an online lender that used gamification as the main tool to improve payment behavior. With Credilikeme, Armando and his team were able to raise seed and angel rounds from investors including Antonio del Valle as an angel investor and Luis Berrondo from Credito Real, a public company focused on consumer and payroll lending. They grew Credilikeme into one of the only cashflow-positive online lenders in today’s market. He saw a big challenge — and opportunity — in lending as being collections, a legacy industry that required changes to be able to support the Fintech revolution. Since then Armando has worked to develop KOBRA, a debt collection platform that connects financial institutions with debt collectors, on demand. Armando has two dogs and is also the founder of the Mexican School of Improv. Armando is an active member of Village Capital Fintech Board, and mentors many FinTech startups in the region.